Threshold cryptography in distributed trust banking environments

This post is the first in a series on distributed banking. Over the last few months I’ve been seriously looking at the current banking landscape - the issues facing current banking institutions in playing catch-up with fintech startups eating revenue, the increasing revenue decline from current accounts and the risk-related incentive to maintain current core banking solutions. The focus of this post will be the movement of current accounts into a utility offering one possible implementation to this idea. »

Bank: Multiple accounts and merchant accounts

In this post I will detail the most recent additions to the banking project: multiple accounts per user and merchant accounts. Multiple accounts per user When I first started developing the project, I decided to do a one-to-one on users and accounts. The logic was that this would be the most simple implementation I could do that would allow me to still work on the more complex parts of the system. »

Weekly update: 26 September 2016

The weekly updates have been sorely lacking lately. It’s been a busy period, and the main driver has been getting settled in to a new location - London. Move to London Over the last few weeks I’ve been organising a move to London with my girlfriend. Getting the place in Leeds rented, finding a place in London, settling all the fees, packing and finally moving has been pretty time consuming. As of yesterday we have spent one week in our awesome new apartment in London, and I couldn’t be happier. »

Bank: React Native MVP

Over the past few weeks I’ve been working mostly on the mobile application using React Native. The app is in a good state and I am currently getting it ready for store release. Screenshots I put a lot of effort into the design and UX of the application as this will be the first stop for any consumers. Overall I am really happy with the way it turned out. As always there are tweaks to be done, but for now a great starting point. »

Weekly update: 31 July 2016

The past few weeks have gone by quickly. dayJob is staying steady and side project development is picking up really nicely. Banking project Over the past while I’ve put more thought into the project and how to take it forward. These sessions are pretty important, I’m trying to weigh the place in the market and how this project could have the best impact. This is for everything from deployment to functionality. »